Saturday, March 09, 2013

Bucket of Rocks

It was another boy's day today. Deb took Meghan Prom dress shopping and Courtney had yet another all day Winterguard practice.

So after a couple of hours in the backyard, doing some raking, cutting down some vines etc. Christopher and I loaded up the Bucket of Rocks and went to the lake.

Bucket of Rocks? What is that you ask? One of my better ideas if I say so myself. Homer bucket from Home Depot and a 50 lb bag of rocks used for cement. Total: $9. 

Now he can go to the lake and throw in rocks without having to scrounge for them or take them from around the pool.

So he and I loaded up  3-4" of rocks and walk to the lake. We threw them one at a time, a handful at a time, high in the air, underhanded. You name it, we probably did it. 


After that he wanted to build a fire, so we came back, chopped some left-over wood from his sandbox and other projects and built a nice little fire. Of course what he REALLY wanted was to put it out with the hose, but I made him wait. 

After it burned most of the way we got the hose and played fireman!

Saturday, January 26, 2013

Allstate won't insure my Autistic son

I recently updated my life insurance and got a nasty surprise from Allstate.

In the policy I have had for 10 years I had a rider for a $10,000 death benefit on each of my children. Nothing major, just more of a 'just in case' thing.

Well, Christopher was born in the last 10 years, so went I went to extend for another 20 (so he won't be a minor when the policy expires) Allstate told me that they wouldn't include that rider in the new policy.

Why? Because Christopher has a PDD-NOS (Pervasive Development Disorder, not otherwise specified). In other words, he is Autistic.

I was shocked, so I asked for them to put it in writing. And they did.

I am currently keeping the old policy to cover Christopher since the rider had a 'and any child not yet born' clause that covers him. But that will run out well before he is 18.


The policy was written by Lincoln Benefit Life An Allstate Company.

Next stop: Georgia's Insurance Commissioner to file a complaint. Then do some shopping around to replace ALL my insurance (house, car, life) with someone who doesn't have such barbaric policies.